:root{
  --indigo:#272B7C; --indigo-deep:#181B52; --indigo-tint:#EEF0F8; --indigo-line:#D5D8EA;
  --red:#D2261C; --red-deep:#A81B13; --green:#1D7634;
  --ink:#1A1C2E; --text:#33364A; --muted:#5A5E76; --line:#E2E3EC; --ground:#FFFFFF; --soft:#F6F7FB;
  --head:"Anek Devanagari","Mukta",sans-serif; --body:"Mukta","Anek Devanagari",sans-serif;
  --r:6px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scrollbar-color:var(--indigo) var(--indigo-tint)}
body{font-family:var(--body);font-size:17px;line-height:1.7;color:var(--text);background:var(--ground);overflow-x:hidden}
::selection{background:var(--indigo);color:#fff}
:focus-visible{outline:3px solid var(--red);outline-offset:2px;border-radius:2px}
a{color:inherit;text-decoration-color:var(--indigo-line);text-underline-offset:4px}
img{max-width:100%;display:block}
h1,h2,h3,h4{font-family:var(--head);color:var(--ink);line-height:1.25;font-weight:700;font-stretch:96%}
.num{font-family:var(--head);font-variant-numeric:tabular-nums;font-stretch:90%}
.wrap{width:min(1200px,100% - 32px);margin-inline:auto}
section{padding:72px 0}
.sec-title{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-bottom:32px;padding-bottom:14px;border-bottom:2px solid var(--ink)}
.sec-title h2{font-size:clamp(1.7rem,3vw,2.3rem)}
.sec-title h2 small{display:block;font-family:var(--body);font-size:.9rem;font-weight:500;color:var(--muted);letter-spacing:.02em;margin-top:2px}
.sec-title a{font-weight:600;color:var(--indigo);white-space:nowrap}
.btn{display:inline-flex;align-items:center;gap:8px;padding:11px 22px;border-radius:var(--r);font:600 1rem var(--body);text-decoration:none;cursor:pointer;border:2px solid transparent;transition:background .2s,color .2s,border-color .2s}
.btn svg{width:18px;height:18px}
.btn-red{background:var(--red);color:#fff}.btn-red:hover{background:var(--red-deep)}
.btn-line{border-color:currentColor;color:var(--indigo)}.btn-line:hover{background:var(--indigo);color:#fff;border-color:var(--indigo)}
.ico{width:22px;height:22px;stroke:currentColor;fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;flex:none}
.placeholder{border:1.5px dashed #B9BCD3;border-radius:var(--r);background:#FAFAFD;color:var(--muted)}
.ph-tag{display:inline-block;font-size:.8rem;font-weight:600;background:#FFF3D6;color:#7A5300;border-radius:3px;padding:1px 8px;margin-bottom:8px}

/* top strip */
.strip{background:var(--indigo-deep);color:#D9DBF0;font-size:.88rem}
.strip .wrap{display:flex;justify-content:space-between;gap:12px;padding:7px 4px;flex-wrap:wrap}
.strip span{display:inline-flex;align-items:center;gap:6px;margin-right:18px}
.strip .ico{width:15px;height:15px;stroke:#fff}
.strip a{color:#fff;text-decoration:none;font-weight:600}

/* masthead */
.mast{background:#fff}
.mast .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:14px 0}
.brand{display:flex;align-items:center;gap:16px;text-decoration:none}
.brand img{width:78px;height:78px;object-fit:contain}
.brand .wm{font-family:var(--head);color:var(--green);line-height:1.05}
.brand .wm b{display:block;font-size:2.1rem;font-weight:800;font-stretch:92%}
.brand .wm span{display:block;font-size:1.25rem;font-weight:700}
.brand .wm em{display:block;font-style:normal;font-family:var(--body);font-size:.76rem;letter-spacing:.03em;color:var(--green);font-weight:700;border-top:2px solid var(--red);padding-top:4px;margin-top:6px}
.mast-contact{display:flex;gap:28px}
.mast-contact div{display:flex;gap:10px;align-items:center;font-size:.92rem;line-height:1.35}
.mast-contact .ico{color:var(--red);width:30px;height:30px;stroke-width:1.4}
.mast-contact b{display:block;color:var(--ink);font-family:var(--head);font-size:1.1rem}

/* nav */
nav.main{background:var(--indigo);position:sticky;top:0;z-index:50;box-shadow:0 2px 10px rgba(24,27,82,.25)}
nav.main .wrap{display:flex;align-items:center;justify-content:space-between}
nav.main ul{display:flex;list-style:none}
nav.main li a{display:block;padding:14px 16px;color:#fff;text-decoration:none;font-weight:500;font-size:1.02rem;position:relative}
nav.main li a::after{content:"";position:absolute;left:16px;right:16px;bottom:8px;height:2px;background:#fff;transform:scaleX(0);transform-origin:left;transition:transform .25s}
nav.main li a:hover::after,nav.main li a.on::after{transform:scaleX(1)}
nav.main .cta{background:var(--red);color:#fff;text-decoration:none;font-weight:600;padding:14px 20px}
nav.main .cta:hover{background:var(--red-deep)}
.burger{display:none;background:none;border:0;color:#fff;padding:12px 4px;cursor:pointer}
.burger .ico{width:28px;height:28px}

/* ticker */
.ticker{display:flex;align-items:stretch;border-bottom:1px solid var(--line);background:#fff;overflow:hidden}
.ticker b{background:var(--red);color:#fff;font-family:var(--head);padding:8px 18px;flex:none;display:flex;align-items:center;gap:6px;z-index:1}
.ticker .ico{width:18px;height:18px}
.ticker .track{display:flex;gap:56px;white-space:nowrap;padding:8px 0 8px 28px;animation:tick 45s linear infinite;font-weight:500}
.ticker .track span::before{content:"";display:inline-block;width:6px;height:6px;background:var(--red);border-radius:50%;margin-right:12px;vertical-align:middle}
.ticker:hover .track{animation-play-state:paused}
@keyframes tick{to{transform:translateX(-50%)}}

/* hero */
.hero{padding:28px 0 56px}
.hero .wrap{display:grid;grid-template-columns:minmax(0,2fr) minmax(300px,1fr);gap:24px}
.slider{position:relative;border-radius:var(--r);overflow:hidden;background:var(--indigo-deep);aspect-ratio:16/10}
.slide{position:absolute;inset:0;clip-path:inset(0 0 0 100%);transition:clip-path 1.1s cubic-bezier(.77,0,.18,1)}
.slide.on{clip-path:inset(0 0 0 0);z-index:2}
.slide.out{clip-path:inset(0 0 0 0);z-index:1}
.slide img{width:100%;height:100%;object-fit:cover;transform:scale(1.06);transition:transform 6s ease-out}
.slide.on img{transform:scale(1)}
.caption{position:absolute;left:0;bottom:0;right:0;z-index:3;display:flex;align-items:flex-end;justify-content:space-between;gap:16px;padding:60px 22px 18px;background:linear-gradient(transparent,rgba(16,18,55,.85));color:#fff}
.caption h3{color:#fff;font-size:1.45rem;font-weight:600}
.caption p{font-size:.9rem;color:#D9DBF0}
.ctrls{display:flex;gap:8px;align-items:center}
.ctrls button{width:42px;height:42px;border-radius:var(--r);border:1px solid rgba(255,255,255,.5);background:rgba(16,18,55,.4);color:#fff;cursor:pointer;display:grid;place-items:center}
.ctrls button:hover{background:#fff;color:var(--indigo)}
.ctrls .count{font-family:var(--head);font-size:.95rem;min-width:52px;text-align:center}
.bar{position:absolute;left:0;top:0;height:4px;background:var(--red);z-index:4;width:0}
.bar.run{animation:fill 6s linear forwards}
@keyframes fill{to{width:100%}}

.side-notices{border:1px solid var(--line);border-radius:var(--r);display:flex;flex-direction:column;background:#fff}
.side-notices header{display:flex;justify-content:space-between;align-items:center;padding:14px 18px;border-bottom:1px solid var(--line)}
.side-notices header h2{font-size:1.5rem}
.side-notices header a{font-size:.9rem;font-weight:600;color:var(--indigo)}
.agm{background:var(--indigo-tint);padding:16px 18px;border-bottom:1px solid var(--line)}
.agm .lbl{font-size:.8rem;font-weight:700;color:var(--red)}
.agm h3{font-size:1.1rem;margin:2px 0 4px}
.agm p{font-size:.92rem;line-height:1.55}
.nlist{list-style:none;flex:1}
.nlist li{border-bottom:1px solid var(--line)}
.nlist li:last-child{border:0}
.nlist a{display:grid;grid-template-columns:54px 1fr;gap:12px;padding:12px 18px;text-decoration:none;align-items:center}
.nlist a:hover{background:var(--soft)}
.nlist a:hover .t{color:var(--indigo);text-decoration:underline}
.d{border:1px solid var(--indigo-line);border-radius:4px;text-align:center;line-height:1.1;padding:6px 6px;background:#fff}
.d b{font-family:var(--head);font-size:1.25rem;color:var(--indigo);display:block}
.d small{font-size:.75rem;color:var(--muted)}
.nlist .t{font-weight:500;line-height:1.4;font-size:.98rem;color:var(--ink)}

/* welcome */
.welcome{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.welcome .wrap{display:grid;grid-template-columns:1.25fr 1fr;gap:56px}
.welcome h2{font-size:clamp(1.8rem,3.2vw,2.5rem);margin-bottom:6px}
.welcome .tag{font-family:var(--head);font-size:1.2rem;color:var(--red);font-weight:600;margin-bottom:18px}
.welcome p{margin-bottom:14px;max-width:66ch}
.vm{margin-top:24px;border-top:1px solid var(--indigo-line)}
.vm div{display:grid;grid-template-columns:120px 1fr;gap:16px;padding:14px 0;border-bottom:1px solid var(--indigo-line)}
.vm dt{font-family:var(--head);font-weight:700;color:var(--indigo);font-size:1.1rem}
.since{display:flex;gap:28px;margin-top:22px;flex-wrap:wrap}
.since div{font-size:.9rem;color:var(--muted)}
.since b{display:block;font-family:var(--head);font-size:1.45rem;color:var(--ink)}
.chair{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;align-self:start}
.chair .who{display:flex;gap:16px;align-items:center;margin-bottom:16px}
.chair img{width:84px;height:100px;object-fit:cover;object-position:top;border-radius:4px}
.chair .who b{display:block;font-family:var(--head);font-size:1.25rem;color:var(--ink)}
.chair .who span{color:var(--muted);font-size:.92rem}
.chair blockquote{font-size:1.02rem;line-height:1.75;color:var(--text);border-top:1px solid var(--line);padding-top:16px}
.chair a.more{display:inline-flex;gap:6px;align-items:center;margin-top:14px;font-weight:600;color:var(--indigo)}

/* services */
.svc{display:grid;grid-template-columns:270px 1fr;border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.svc-tabs{background:var(--indigo-deep);display:flex;flex-direction:column}
.svc-tabs button{display:flex;align-items:center;gap:12px;text-align:left;padding:17px 20px;background:none;border:0;border-bottom:1px solid rgba(255,255,255,.08);color:#C9CCEA;font:500 1.05rem var(--body);cursor:pointer;transition:background .2s,color .2s}
.svc-tabs button small{display:block;font-size:.78rem;color:#9599C6;line-height:1.2}
.svc-tabs button:hover{background:rgba(255,255,255,.06);color:#fff}
.svc-tabs button[aria-selected=true]{background:#fff;color:var(--ink);font-weight:600}
.svc-tabs button[aria-selected=true] small{color:var(--muted)}
.svc-tabs button[aria-selected=true] .ico{color:var(--red)}
.svc-panel{padding:32px;display:none;background:#fff}
.svc-panel.on{display:block;animation:pin .45s cubic-bezier(.2,.7,.2,1)}
@keyframes pin{from{opacity:0;transform:translateX(12px)}}
.svc-panel h3{font-size:1.6rem;margin-bottom:6px}
.svc-panel>p{color:var(--muted);margin-bottom:22px;max-width:70ch}
table{width:100%;border-collapse:collapse;font-size:1rem}
th{text-align:left;font-family:var(--head);font-weight:600;color:var(--muted);font-size:.9rem;padding:10px 12px;border-bottom:2px solid var(--ink);white-space:nowrap}
td{padding:11px 12px;border-bottom:1px solid var(--line);vertical-align:top}
tr:hover td{background:var(--soft)}
td.r,th.r{text-align:right}
td .en{display:block;font-size:.82rem;color:var(--muted)}
td.rate{font-family:var(--head);font-weight:700;font-size:1.2rem;color:var(--indigo);text-align:right;font-variant-numeric:tabular-nums}
.rate-cols{display:grid;grid-template-columns:1fr 1fr;gap:0 32px}
.note{font-size:.88rem;color:var(--muted);margin-top:14px}
.calc{margin-top:28px;display:grid;grid-template-columns:1fr 1fr;gap:28px;background:var(--indigo-tint);border-radius:var(--r);padding:24px}
.calc h4{font-size:1.25rem;grid-column:1/-1;margin-bottom:-8px}
.f{margin-bottom:14px}
.f label{display:flex;justify-content:space-between;font-weight:500;font-size:.95rem;margin-bottom:6px}
.f label b{font-family:var(--head);color:var(--ink)}
.f select{width:100%;padding:10px 12px;border:1px solid var(--indigo-line);border-radius:var(--r);background:#fff;font:500 1rem var(--body);color:var(--ink)}
input[type=range]{width:100%;accent-color:var(--red)}
.out{background:#fff;border-radius:var(--r);padding:20px;border:1px solid var(--indigo-line)}
.out .emi{font-family:var(--head);font-size:2.2rem;font-weight:700;color:var(--indigo);line-height:1.1;margin:2px 0 10px;font-variant-numeric:tabular-nums}
.out dl div{display:flex;justify-content:space-between;padding:6px 0;border-top:1px solid var(--line);font-size:.95rem}
.out dd{font-family:var(--head);font-weight:600;color:var(--ink)}
.partners-line{display:flex;flex-wrap:wrap;gap:10px;margin-top:8px}
.partners-line span{border:1px solid var(--indigo-line);border-radius:var(--r);padding:8px 16px;font-weight:600;color:var(--ink);background:var(--soft)}
.prog{display:grid;grid-template-columns:1fr 1fr;gap:0 32px}
.prog div{padding:14px 0;border-bottom:1px solid var(--line)}
.prog b{font-family:var(--head);color:var(--ink);font-size:1.08rem;display:block}
.prog p{font-size:.95rem;color:var(--text)}

/* member band */
.member{background:var(--indigo);color:#fff;padding:0}
.member .wrap{display:grid;grid-template-columns:1fr 1.3fr;gap:48px;padding:56px 0;align-items:center}
.member h2{color:#fff;font-size:clamp(1.8rem,3.2vw,2.5rem)}
.member p{color:#D9DBF0;margin:10px 0 22px;max-width:46ch}
.member .btn-line{color:#fff}
.member .btn-line:hover{background:#fff;color:var(--indigo);border-color:#fff}
.steps{list-style:none;counter-reset:s;border:1.5px dashed rgba(255,255,255,.4);border-radius:var(--r);padding:20px 22px}
.steps .ph-tag{margin-bottom:12px}
.steps ol{list-style:none;counter-reset:s}
.steps li{counter-increment:s;display:grid;grid-template-columns:36px 1fr;gap:12px;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.12);color:#E8E9F7}
.steps li:last-child{border:0}
.steps li::before{content:counter(s,devanagari);font-family:var(--head);font-weight:700;font-size:1.2rem;width:32px;height:32px;border-radius:50%;background:#fff;color:var(--indigo);display:grid;place-items:center}

/* activities */
.act-tabs{display:flex;gap:4px;border-bottom:1px solid var(--line);margin-bottom:24px;overflow-x:auto}
.act-tabs button{background:none;border:0;padding:10px 18px;font:600 1.05rem var(--body);color:var(--muted);cursor:pointer;border-bottom:3px solid transparent;margin-bottom:-1px;white-space:nowrap}
.act-tabs button[aria-selected=true]{color:var(--ink);border-color:var(--red)}
.act{display:none}.act.on{display:grid;animation:pin .45s cubic-bezier(.2,.7,.2,1)}
.news-grid{grid-template-columns:1.4fr 1fr;gap:24px}
.lead-news{text-decoration:none}
.lead-news img{aspect-ratio:16/10;object-fit:cover;border-radius:var(--r);width:100%}
.lead-news h3{font-size:1.45rem;margin:14px 0 6px}
.lead-news:hover h3{color:var(--indigo);text-decoration:underline;text-underline-offset:5px}
.meta{font-size:.88rem;color:var(--muted)}
.small-news{display:flex;flex-direction:column}
.small-news a{display:grid;grid-template-columns:120px 1fr;gap:14px;padding:12px 0;border-bottom:1px solid var(--line);text-decoration:none;align-items:center}
.small-news a:first-child{padding-top:0}
.small-news img{aspect-ratio:4/3;object-fit:cover;border-radius:4px}
.small-news h4{font-size:1.05rem;font-weight:600;line-height:1.35}
.small-news a:hover h4{color:var(--indigo)}
.notice-table td:first-child{white-space:nowrap;width:150px;color:var(--muted)}
.notice-table a{font-weight:500;color:var(--ink)}
.notice-table a:hover{color:var(--indigo)}
.social-grid{grid-template-columns:repeat(3,1fr);gap:22px}
.social-grid figure img{aspect-ratio:4/3;object-fit:cover;border-radius:var(--r);width:100%}
.social-grid figcaption{margin-top:10px}
.social-grid figcaption b{font-family:var(--head);font-size:1.12rem;color:var(--ink);display:block}
.social-grid figcaption span{font-size:.92rem;color:var(--muted)}

/* glance: single row */
.glance{background:var(--indigo-tint);padding:44px 0 48px;border-top:1px solid var(--indigo-line);border-bottom:1px solid var(--indigo-line)}
.glance-head{display:flex;justify-content:space-between;align-items:baseline;gap:16px;flex-wrap:wrap;margin-bottom:18px}
.glance-head h2{font-size:1.6rem}
.glance-head h2 small{font-family:var(--body);font-size:.85rem;font-weight:500;color:var(--muted);margin-left:10px}
.glance-head span{font-size:.9rem;color:var(--muted)}
.stats{display:grid;grid-template-columns:repeat(8,minmax(0,1fr));background:#fff;border:1px solid var(--indigo-line);border-radius:8px}
.stat{position:relative;padding:20px 14px 14px;border-right:1px solid var(--line);background:#fff;transition:transform .35s cubic-bezier(.2,.7,.2,1),box-shadow .35s,opacity .6s,translate .6s cubic-bezier(.2,.7,.2,1);transition-delay:0s,0s,calc(var(--i)*70ms),calc(var(--i)*70ms)}
.stat:first-child{border-radius:8px 0 0 8px}.stat:last-child{border-right:0;border-radius:0 8px 8px 0}
.stat::before{content:"";position:absolute;left:0;right:0;top:0;height:3px;background:var(--red);transform:scaleX(0);transform-origin:left;transition:transform .35s cubic-bezier(.2,.7,.2,1)}
.stat:hover{transform:translateY(-6px);box-shadow:0 14px 26px -14px rgba(24,27,82,.45);z-index:2;border-radius:8px}
.stat:hover::before{transform:scaleX(1)}
.stat .ico{width:26px;height:26px;color:var(--indigo);margin-bottom:10px;transition:color .3s,transform .35s cubic-bezier(.2,.7,.2,1)}
.stat:hover .ico{color:var(--red);transform:translateY(-2px) scale(1.12)}
.stat b{display:block;font-family:var(--head);font-weight:700;font-size:clamp(1.2rem,1.75vw,1.6rem);color:var(--ink);line-height:1.1;white-space:nowrap;font-variant-numeric:tabular-nums}
.stat b small{font-size:.6em;font-weight:600;color:var(--muted);margin-left:3px}
.stat>span{display:block;font-size:.92rem;color:var(--muted);line-height:1.3;margin-top:6px}
.stat em{display:block;font-style:normal;font-family:var(--head);font-size:.82rem;color:var(--indigo);margin-top:6px;opacity:0;transform:translateY(-4px);transition:opacity .3s,transform .3s;white-space:nowrap}
.stat:hover em{opacity:1;transform:none}
.js .stats:not(.in) .stat{opacity:0;translate:0 16px}

/* accolades: horizontal scroller */
.acc-head{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;margin-bottom:22px;padding-bottom:14px;border-bottom:2px solid var(--ink)}
.acc-head h2{font-size:clamp(1.7rem,3vw,2.3rem)}
.acc-head h2 small{display:block;font-family:var(--body);font-size:.9rem;font-weight:500;color:var(--muted);margin-top:2px}
.acc-nav{display:flex;gap:8px}
.acc-nav button{width:44px;height:44px;border-radius:50%;border:1.5px solid var(--indigo-line);background:#fff;color:var(--indigo);cursor:pointer;display:grid;place-items:center;transition:background .2s,color .2s,border-color .2s,opacity .2s}
.acc-nav button:hover:not(:disabled){background:var(--indigo);color:#fff;border-color:var(--indigo)}
.acc-nav button:disabled{opacity:.35;cursor:default}
.acc-track{display:flex;gap:22px;overflow-x:auto;scroll-snap-type:x mandatory;scroll-behavior:smooth;padding:10px 4px 26px;margin:0 -4px;scrollbar-width:thin;scrollbar-color:var(--indigo-line) transparent}
.acc{flex:0 0 clamp(260px,26vw,310px);scroll-snap-align:start;position:relative;background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden;transition:transform .45s cubic-bezier(.2,.7,.2,1),box-shadow .45s,border-color .3s,opacity .7s,translate .7s cubic-bezier(.2,.7,.2,1);transition-delay:0s,0s,0s,calc(var(--i)*90ms),calc(var(--i)*90ms)}
.js .acc-track:not(.in) .acc{opacity:0;translate:60px 0}
.acc:hover{transform:translateY(-8px);box-shadow:0 22px 34px -20px rgba(24,27,82,.55);border-color:var(--indigo-line)}
.acc figure{position:relative;aspect-ratio:4/3;overflow:hidden;background:var(--indigo-tint);margin:0}
.acc figure img{width:100%;height:100%;object-fit:cover;transition:transform .9s cubic-bezier(.2,.7,.2,1)}
.acc:hover figure img{transform:scale(1.07)}
.acc figure::after{content:"";position:absolute;inset:0;background:linear-gradient(105deg,transparent 35%,rgba(255,255,255,.6) 50%,transparent 65%);translate:-110% 0;transition:translate 1s cubic-bezier(.2,.7,.2,1)}
.acc:hover figure::after{translate:110% 0}
.medal{position:absolute;left:18px;top:-28px;width:56px;height:56px;border-radius:50%;background:var(--red);border:4px solid #fff;display:grid;place-items:center;color:#fff;box-shadow:0 6px 14px -6px rgba(168,27,19,.7);transition:transform .6s cubic-bezier(.3,1.6,.5,1)}
.medal .ico{width:26px;height:26px}
.acc:hover .medal{transform:rotate(-12deg) scale(1.08)}
.acc .body{position:relative;padding:38px 20px 20px}
.acc .yr{font-family:var(--head);font-weight:700;font-size:.9rem;color:var(--red)}
.acc h3{font-size:1.15rem;line-height:1.35;margin:2px 0 6px}
.acc p{font-size:.92rem;color:var(--muted);line-height:1.45}
.acc.ph figure{display:grid;place-items:center;border-bottom:1.5px dashed #B9BCD3;background:#FAFAFD}
.acc.ph figure .ico{width:54px;height:54px;color:#B9BCD3;stroke-width:1.2}
.acc.ph .medal{background:#C4C7DA;box-shadow:none}
.acc.ph h3{color:var(--muted)}

/* contacts */
.people{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.person{display:grid;grid-template-columns:110px 1fr;gap:18px;border:1px solid var(--line);border-radius:var(--r);padding:18px;background:#fff;transition:border-color .2s,box-shadow .2s}
.person:hover{border-color:var(--indigo)}
.person img{width:110px;height:132px;object-fit:cover;object-position:top;border-radius:4px}
.person .role{font-size:.85rem;font-weight:700;color:var(--red)}
.person h3{font-size:1.25rem;margin:2px 0 8px}
.person p{font-size:.92rem;line-height:1.5;display:flex;gap:8px;align-items:center;margin-bottom:4px}
.person .ico{width:16px;height:16px;color:var(--indigo)}
.person a{text-decoration:none}.person a:hover{color:var(--indigo);text-decoration:underline}

/* testimonials + videos */
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:48px}
.testi{display:grid;grid-template-columns:.8fr 1.2fr;gap:16px}
.testi-img{position:relative;border-radius:var(--r);overflow:hidden;min-height:320px;margin:0}
.testi-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform 1s cubic-bezier(.2,.7,.2,1)}
.testi-img:hover img{transform:scale(1.05)}
.testi-img figcaption{position:absolute;left:0;right:0;bottom:0;padding:40px 16px 14px;background:linear-gradient(transparent,rgba(16,18,55,.85));color:#fff;font-family:var(--head);font-size:1.05rem;line-height:1.3}
.testi-img figcaption small{display:block;font-family:var(--body);font-size:.85rem;color:#D9DBF0;font-weight:400}
.testi-q{display:flex;flex-direction:column;gap:14px}
.quote{padding:20px 22px;flex:1}
.quote p{font-size:1.02rem;font-style:normal}
.quote footer{margin-top:10px;font-size:.9rem}
.quote footer b{color:var(--ink);font-family:var(--head)}
.vids .feat{position:relative;display:block;border-radius:var(--r);overflow:hidden;margin-bottom:14px}
.vids .feat img{aspect-ratio:16/9;object-fit:cover;width:100%;filter:brightness(.75)}
.play{position:absolute;inset:0;display:grid;place-items:center}
.play span{width:68px;height:68px;border-radius:50%;background:var(--red);display:grid;place-items:center;transition:transform .3s}
.feat:hover .play span{transform:scale(1.08)}
.play svg{width:26px;height:26px;fill:#fff;margin-left:4px}
.vids .feat .cap{position:absolute;left:16px;right:16px;bottom:12px;color:#fff;font-family:var(--head);font-size:1.1rem;line-height:1.35}
.vlist{list-style:none}
.vlist li{display:flex;justify-content:space-between;gap:12px;padding:10px 0;border-bottom:1px solid var(--line)}
.vlist a{font-weight:500;color:var(--ink);text-decoration:none;display:flex;gap:10px;align-items:center}
.vlist a:hover{color:var(--indigo)}
.vlist .ico{width:18px;height:18px;color:var(--red)}
.vlist span{font-size:.88rem;color:var(--muted);white-space:nowrap}

/* downloads */
.dl{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.dl>a,.dl>div{display:flex;gap:14px;align-items:center;padding:18px;border:1px solid var(--line);border-radius:var(--r);text-decoration:none;background:#fff}
.dl>a:hover{border-color:var(--indigo);background:var(--soft)}
.dl .ico{width:34px;height:34px;color:var(--red);stroke-width:1.4}
.dl b{display:block;font-family:var(--head);color:var(--ink);font-size:1.08rem;line-height:1.3}
.dl span{font-size:.85rem;color:var(--muted)}

/* gallery strip */
.gstrip{display:grid;grid-template-columns:repeat(6,1fr);gap:8px}
.gstrip a{overflow:hidden;border-radius:4px;position:relative}
.gstrip img{aspect-ratio:1;object-fit:cover;width:100%;transition:transform .5s}
.gstrip a:hover img{transform:scale(1.06)}

/* partners */
.partners{background:var(--soft);border-top:1px solid var(--line);padding:52px 0}
.pgroups{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}
.pgroups h3{font-size:1.15rem;margin-bottom:14px;padding-bottom:8px;border-bottom:1px solid var(--indigo-line)}
.affl{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.affl img{background:#fff;border:1px solid var(--line);border-radius:4px;padding:6px;aspect-ratio:1;object-fit:contain;width:100%}
.plist{list-style:none}
.plist li{padding:7px 0;border-bottom:1px solid var(--line);font-weight:500;color:var(--ink)}

/* contact */
.contact .wrap{display:grid;grid-template-columns:1fr 1fr 1fr;gap:28px}
.offices{list-style:none}
.offices li{padding:16px 0;border-bottom:1px solid var(--line)}
.offices li:first-child{padding-top:0}
.offices b{font-family:var(--head);font-size:1.15rem;color:var(--ink);display:block}
.offices span{display:flex;gap:8px;align-items:center;font-size:.98rem}
.offices .ico{width:16px;height:16px;color:var(--red)}
.map{border-radius:var(--r);overflow:hidden;border:1px solid var(--line);min-height:340px}
.map iframe{width:100%;height:100%;min-height:340px;border:0}
.form h3{font-size:1.3rem;margin-bottom:12px}
.inp{width:100%;padding:11px 14px;border:1px solid var(--indigo-line);border-radius:var(--r);font:400 1rem var(--body);margin-bottom:10px;color:var(--ink);background:#fff}
.inp::placeholder{color:#767A92}
.inp:focus{outline:none;border-color:var(--indigo);box-shadow:0 0 0 3px var(--indigo-tint)}

footer.site{background:var(--indigo-deep);color:#C9CCEA;padding:56px 0 0;font-size:.95rem}
footer.site .grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px}
footer.site h4{color:#fff;font-size:1.1rem;margin-bottom:12px}
footer.site ul{list-style:none}
footer.site li{padding:4px 0}
footer.site a{text-decoration:none}
footer.site a:hover{color:#fff;text-decoration:underline}
footer.site .fb{display:flex;gap:12px;align-items:center;margin-bottom:14px}
footer.site .fb img{width:56px;height:56px;background:#fff;border-radius:50%;padding:3px}
footer.site .fb b{color:#fff;font-family:var(--head);font-size:1.15rem;line-height:1.25}
.counter{display:flex;gap:16px;margin-top:14px;font-size:.88rem}
.counter b{font-family:var(--head);color:#fff}
.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding:16px 0;display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px;font-size:.85rem}

@media (max-width:1060px){
  .hero .wrap,.welcome .wrap,.member .wrap,.two-col,.news-grid{grid-template-columns:1fr}
  .svc{grid-template-columns:1fr}
  .svc-tabs{flex-direction:row;overflow-x:auto}
  .svc-tabs button{flex:none;border-bottom:0;border-right:1px solid rgba(255,255,255,.08)}
  .people{grid-template-columns:1fr 1fr}
  .stats{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:thin}
  .stat{flex:0 0 25%;scroll-snap-align:start}
  .stat:hover{transform:none;box-shadow:inset 0 0 0 1px var(--indigo-line)}
  .dl{grid-template-columns:1fr 1fr}
  .contact .wrap,.pgroups{grid-template-columns:1fr 1fr}
  .contact .form{grid-column:1/-1}
  footer.site .grid{grid-template-columns:1fr 1fr}
  .mast-contact{display:none}
  nav.main ul{display:none}
  nav.main ul.open{display:flex;flex-direction:column;position:absolute;left:0;right:0;top:100%;background:var(--indigo);padding:6px 0 12px}
  .burger{display:block}
}
@media (max-width:680px){
  body{font-size:16px}
  section{padding:52px 0}
  .brand img{width:58px;height:58px}
  .brand .wm b{font-size:1.55rem}.brand .wm span{font-size:.98rem}.brand .wm em{font-size:.7rem;letter-spacing:0}
  .strip .wrap>div:last-child{display:none}
  .caption{padding:40px 14px 12px}.caption h3{font-size:1.1rem}.caption p{display:none}
  .slider{aspect-ratio:4/3}
  .rate-cols,.prog,.calc,.people,.dl,.contact .wrap,.pgroups,.social-grid,footer.site .grid{grid-template-columns:1fr}
  .svc-panel{padding:22px 16px}
  .loan-table{font-size:.92rem}
  .loan-table th:nth-child(5),.loan-table td:nth-child(5){display:none}
  .person{grid-template-columns:90px 1fr}.person img{width:90px;height:110px}
  .gstrip{grid-template-columns:repeat(3,1fr)}
  .affl{grid-template-columns:repeat(4,1fr)}
  .stats{display:flex;overflow-x:auto;scroll-snap-type:x mandatory}
  .stat{flex:0 0 44%}
  .testi{grid-template-columns:1fr}.testi-img{min-height:220px}
  .acc-nav button{width:38px;height:38px}
  .vm div{grid-template-columns:1fr;gap:2px}
  .small-news a{grid-template-columns:96px 1fr}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important}
}